3.25% (6.241%)* First-Year Rate

Disclaimer: Offers, incentives, and seller contributions, if any, vary by community and are subject to certain terms, conditions, and restrictions. Valid for new buyers only that sign a Sales Agreement for select quick move-in homes on or after 6/25/2025 and close by 09/01/2025. Balfanz Family Mortgage reserves the right to change or withdraw any offer at any time. Rate subject to limited availability on select quick move-in homes and may expire without notice. Rate/APR as of 6/24/2025 and based on minimum 740 qualifying credit score, $500,000 purchase price, $490,943 FHA loan amount. 2/1 Buydown reduces principal and interest payment rate below the 5.25% (6.241% APR) Note rate on FHA loans for the first two years after closing. Example: 3.25%/$2,136.61 payment first year, 4.25%/$2,415.14 payment second year, then 5.25%/$2,711.01 payment in years 3–30. Payment examples do not include all applicable taxes, insurance, or other escrowed amounts. HOA fees vary per new construction community. Minimum $250,000 loan amount. Primary residences only. Additional costs apply for credit scores under 740 which may increase rate/APR. For qualified buyers only, other programs available. Financing offered by Balfanz Family Mortgage only. Incentives subject to maximum 6% seller contribution limits based on loan program and down payment. Buyer must complete a Rate Lock Agreement through Balfanz Family Mortgage to secure rate. Prices subject to change without notice. Not to be combined with any other offer. This is not a promise to lend. Licensed by the Department of Business Oversight under the California Finance Lenders Law, 2426892. Contact your sales representative for details. 6/25/2025 Equal Housing Opportunity Contact your sales representative for details 6/25/2025.